The 1st Continental Mortgage dba Open Mortgage Team is your source for Indiana Home Loans specializing in mortgage planning in the cities of Indianapolis, Bloomington, Lafayette, Fort Wayne, Valparaiso, South Bend and Evansville. We are here to help you navigate the Indiana Mortgage process in the easiest and most beneficial way possible. Whether it is Indianapolis Mortgage, or Indiana Housing, FHA, USDA, VA or Conventional financing ANYWHERE in the state of Indiana, the path to financial independence begins with the proper management of your biggest asset, your home!

We place special emphasis on providing you the best customer service available. While we can handle all transactions, we excel at helping the Indiana First Time Home Buyer. Our knowledge of Indiana Housing, FHA, USDA and VA guidelines is unparalleled.

We specialize in these Indiana Home Loans:

Indiana Home Loans– we offer a variety of Indiana home loans including Indiana FHA, USDA, VA, Indiana Housing, Jumbo, Super Jumbo & traditional conventional financing with or without mortgage insurance.

Indiana FHA for the First Time Home Buyers– the absolute best loan program for Indiana First Time Home Buyers in Indiana; 3.5% down payment options are truly available.   

Indiana FHA 203k Purchase – the ultimate renovation loan. Find the diamond in the rough & transform it to your specifications. Let the Indiana 203k Expert help create your own dream home.

Indiana FHA 203k Refinance – rehabilitate your home. Upgrade your flooring and energy efficient appliances, install solar panels, replace your old roof – ask the Indiana FHA 203k expert.

Indiana USDA Guaranteed Loans – the only true 100% financing option available to the general public. There is no Mortgage Insurance, you can finance your closing costs, seller credits are unlimited, and however, there is an income requirement – Inquire now to find out!

Indiana Housing & Community Development Authority – The First Home/PLUS program offers the First Home special mortgage rate, as well as 6% down payment assistance. Capped at $7,500 with zero interest, this is a perfect program for Hoosiers who do not refinance once they have moved into their new home, and who are also committed to staying in their new home. The Down Payment Assistance funds must be repaid in full once the borrower sells or refinances the home, and however, there is an income requirement.

Market Stabilization Program - IHCDA will offer up to $15,000 (not to exceed 20% of purchase price) to qualified home buyers who will purchase and/or rehabilitate a foreclosed home as their principal residence and it can be use for Down Payment, Closing Cost and required repairs.

Indiana VA – VA Home Mortgage Loans provides 100% mortgages for streamline refinance or purchase to qualified veterans online.

Indiana Refinance – We offer Indiana FHA Streamline, Conventional Rate & Term (lower your mortgage rate), Cash Out and Debt Consolidation.

Meet me – your Indiana Mortgage Expert; you can follow me on twitter or Facebook.

Read up to date information on my FHA Mortgage Blog.

Indiana Mortgage Rates change daily sometimes multiple times per day. Use this Free Indiana Interest Rate Tracker to keep your finger on the pulse of the market.

We have designed this website with our Indiana Home Loan Borrowers in mind so we can better assist you with your Indiana mortgage needs. Please spend 60 seconds on the tool that is most related to your Indiana mortgage needs and within 24 hours one of our experienced Indiana Mortgage Bankers will contact you. We look forward to working with you on your Indiana real estate and Indiana mortgage needs.

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

 

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

 

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.